Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 105,557 5,557 5.56
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 5,557 Short Term Not Applicable 1,667 3,890

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.71 9.61 8.38 6.93 6.97 7.01
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.91 8.21 7.85 6.45 7.96 8.36
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.88 8.05 7.39 5.69 6.6 6.66
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 7.75 8.78 8.14 5.57 6.78 6.56
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 7.65 8.57 7.8 6.88 6.24 7.62
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 7.65 8.56 7.79 6.87 6.23 7.38
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.61 8.3 7.81 5.6 7.29 7.89
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.19 7.38 6.87 4.68 - 5.92
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 7.0 8.67 7.99 6.12 - 6.89
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.79 7.95 7.11 4.76 - 5.29
UTI Dynamic Bond Reg Gr 23-06-2010 1.55 6.57 7.93 7.1 8.27 6.59 7.71
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.51 8.02 7.11 5.01 6.73 5.87
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 6.34 8.48 7.55 5.62 7.6 7.96
PGIM India Dynamic Bond Gr 12-01-2012 1.64 6.15 7.86 6.95 5.05 6.78 7.35
SBI Dynamic Bond Reg Gr 10-02-2004 1.41 6.15 7.79 7.49 5.48 7.31 6.08
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.65 7.31 6.97 4.97 6.25 7.49
HDFC Dynamic Debt Gr 28-04-1997 1.47 5.56 7.5 6.96 6.01 6.1 8.02
Union Dynamic Bond Gr 13-02-2012 1.55 5.04 7.24 6.75 4.35 5.79 6.37
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 5.02 6.81 6.36 - - 5.47
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.92 7.92 7.63 5.31 6.9 6.81
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.8 6.32 5.81 4.74 - 5.74
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 4.2 6.53 6.02 4.18 5.95 6.77
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.77 7.68 6.88 4.57 6.79 7.49