Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 105,057 5,057 5.06
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 5,057 Short Term Not Applicable 1,517 3,540

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.43 8.8 7.83 6.96 7.03 6.97
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.71 7.9 7.58 6.58 8.09 8.35
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.51 7.76 7.12 5.78 6.61 6.65
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 7.5 8.02 7.41 6.89 6.37 7.62
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 7.5 8.01 7.41 6.88 6.37 7.37
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.36 7.11 6.41 4.76 - 5.92
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 7.22 7.82 7.29 5.71 6.86 6.53
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.12 7.63 7.09 5.75 7.39 7.86
UTI Dynamic Bond Reg Gr 23-06-2010 0.0 6.56 7.37 6.78 8.35 6.74 7.72
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.53 7.86 7.73 6.19 - 6.86
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.36 7.55 6.89 5.28 6.87 5.86
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.34 7.33 6.62 4.75 - 5.23
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 6.23 7.43 7.35 5.76 7.47 6.09
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.88 7.33 6.66 5.18 6.9 7.33
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.59 6.9 6.79 5.23 6.38 7.5
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.45 7.56 6.86 5.74 7.63 7.92
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 5.32 6.68 6.26 - - 5.51
HDFC Dynamic Debt Gr 28-04-1997 1.52 5.06 6.91 6.53 6.06 6.22 8.01
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 5.03 6.01 5.65 4.98 - 5.73
Union Dynamic Bond Gr 13-02-2012 1.55 4.89 6.68 6.33 4.58 5.91 6.36
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.87 7.13 7.21 5.58 7.03 6.81
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 3.66 5.75 5.67 4.34 6.09 6.76
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.14 6.84 6.38 4.91 6.92 7.49